Solutions
Payment Orchestration
Configurable routing, failover and reconciliation logic designed to improve resilience, cost efficiency and transaction performance across multiple providers.
Business problems addressed
- Single-provider dependency and outages
- No control over how transactions are routed
- Manual, error-prone reconciliation
- Limited visibility into routing outcomes
Who it is for
- Payment institutions
- Platforms operating multiple providers
- Businesses expanding into new markets or currencies
Core capabilities
Routing rules
Provider priority
Country-based routing
Currency-based routing
Payment-method routing
Cost-based routing
Availability-based routing
Retry strategies
Failover
Provider health
Status normalization
Reconciliation
Routing analytics
System architecture
Client ApplicationsPayment HubRouting and Rules EngineProvider Health & AvailabilityProvider Connector LayerProviders
Example flow
- 1A transaction enters the orchestration layer
- 2Rules evaluate country, currency, method, cost and availability
- 3The best-fit provider is selected by priority and health
- 4On failure, retry and failover policies apply
- 5Outcomes are normalised and fed into reconciliation and analytics
Provider and integration categories
BanksPSPsCard processorsLocal payment methods
Operational controls
- Routing rule configuration
- Provider priority and weighting
- Retry and failover strategy
- Availability thresholds
Security considerations
- Scoped access to routing configuration
- Change audit logs
- Idempotent retries
- Segregated provider credentials
Implementation options
- Orchestration layer on top of an existing hub
- Full Payment Hub + orchestration build
- Routing strategy consulting
Related CARDELSE products
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