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CARDELSE
Case Studies

Engineering Financial Products in Practice

Representative solution architectures based on common fintech infrastructure requirements. Details are illustrative and generalised.

Multi-Provider Payment Hub

A unified orchestration layer connecting multiple payment providers, transaction routing and centralised reporting.

Challenge

Fragmented provider integrations with no central routing, reporting or reconciliation.

Solution

A single orchestration layer with provider management, smart routing, failover and consolidated reporting.

Delivered Modules
Payment HubPayment OrchestrationReconciliationReporting
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Hybrid Fiat and Crypto Wallet

A modular wallet architecture supporting separate fiat and digital asset balances under a unified user experience.

Challenge

Separate systems for fiat and crypto created operational and accounting complexity.

Solution

A modular wallet core with distinct fiat and crypto balances backed by one internal ledger.

Delivered Modules
Wallet CoreLedgerBalance ManagementFee Controls
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Card Program Integration

A card management layer connected to wallet balances, funding workflows, transaction controls and back-office operations.

Challenge

Cards needed to be funded from wallet balances with real-time controls and oversight.

Solution

A card management layer wired to wallet funding, spending controls and back-office operations.

Delivered Modules
Card ManagementWallet CoreBack OfficeTransaction Controls
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Modular Fintech Delivery

An independent fee engine and reconciliation module integrated into an existing fintech architecture.

Challenge

An existing platform needed a configurable fee engine and reliable reconciliation.

Solution

Standalone fee and reconciliation modules integrated cleanly into the current stack.

Delivered Modules
Fee EngineReconciliationReporting
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